The accommodation sale, explained

In Quebec, an accommodation sale (vente d'accommodement) lets you sell your car to us for more than the dealership's trade-in offer — without giving up the trade-in tax credit on your next vehicle.

The Basics

What is an accommodation sale?

When you trade your car in at a dealership in Quebec, its value is deducted from the price of the vehicle you're buying before GST (5%) and QST (9.975%) are calculated. That deduction is worth almost 15% of your car's value in tax savings — but trade-in offers are often well below what your car is really worth.

An accommodation sale gives you both. You sell your car to a third-party buyer — like SellMyVehicle.ca — at the higher agreed price, and your dealership passes the transaction through its books as a trade-in. It's a practice recognized by Revenu Québec, and it's the agreed sale price — not an estimated value — that's used to calculate the credit.

The result: you pocket our full cash offer, and the taxable price of your new vehicle drops by every dollar we pay you.

One condition to know

It only works when you're buying

The trade-in tax credit only exists if you're purchasing or leasing your next vehicle from a dealership at the same time. Not buying from a dealer? There's no credit to protect — simply sell to us directly and get paid fast.

The Math

What it's worth in real numbers

Say your next vehicle costs $50,000, the dealership offers $18,000 for your trade-in, and SellMyVehicle.ca offers $20,000 for the same car.

Trade in at the dealership

You receive$18,000
Tax savings (14.975%)$2,695

Total value$20,695

Sell to us — no accommodation

You receive$20,000
Tax savings$0

Total value$20,000

Best of both

Sell to us + accommodation sale

You receive$20,000
Tax savings (14.975%)$2,995

Total value$22,995

Combined GST + QST = 14.975%. Amounts rounded. Some dealerships charge a small administrative fee for an accommodation sale — even then, you usually come out well ahead.

How It Works

Four simple steps

Get your offer

Get a firm cash offer from SellMyVehicle.ca online in minutes — it's free and there's no obligation.

Tell your dealership

While negotiating your next vehicle, let the dealer know you'll be selling your current car through an accommodation sale, with us as the buyer.

We handle the paperwork

We coordinate directly with your dealership. On paper, your car passes through the dealer's books as a trade-in at our agreed price, then comes to us.

Get paid and save

You receive our full offer, and the trade-in credit reduces the GST and QST on your new vehicle.

Accommodation sale FAQ

Yes. It's an established practice documented by Revenu Québec. The dealership records the transaction properly, and the agreed sale price — not an estimated value — is used for the tax calculation.

It's at the dealership's discretion, but most dealers handle accommodation sales routinely. Some charge a small administrative fee. Bring it up early in your negotiation — and we're happy to speak with your dealer directly to arrange the details.

The credit reduces the taxable price of your new vehicle by the amount we pay for your car, saving you GST (5%) plus QST (9.975%) — about $1,500 for every $10,000 of value.

Financed vehicles are no problem — we confirm the balance with your lender and handle the payout as part of the sale. For leased vehicles, contact us and we'll review the buyout with you.

The tax credit only applies when you buy or lease from a dealer. If that's not your situation, just sell to us directly — you still get our best cash offer, free pickup, and fast payment.

This page is general information, not tax advice. Rules and fees can vary by dealership and situation — when in doubt, confirm with your dealership or Revenu Québec.

Ready to get more for your car?

Start with your free offer — then tell your dealership you'd like an accommodation sale. We'll take care of the rest.

Get My Offer Call (514) 782-2699